:root {
  color-scheme: light;
  --ink: #172b3c;
  --gold: #efbd58;
  --muted: #68727c;
  --paper: #f7f5ef;
  --line: #e5e0d3;
}

* { box-sizing: border-box; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font: 16px/1.7 Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
}
a { color: #76500e; text-underline-offset: 3px; }
a:hover { color: #4b350b; }
.topbar, .footer {
  background: #fff;
  padding: 16px max(22px, calc((100vw - 1080px) / 2));
}
.topbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 18px;
  border-bottom: 1px solid var(--line);
}
.brand {
  color: var(--ink);
  font-size: 21px;
  font-weight: 800;
  letter-spacing: -.04em;
  text-decoration: none;
}
.brand span { color: #c68c23; }
.top-link { font-size: 14px; font-weight: 700; }
.policy-page {
  width: min(900px, calc(100% - 40px));
  margin: 0 auto;
  padding: 36px 0 64px;
}
.breadcrumbs { margin: 0 0 22px; color: var(--muted); font-size: 13px; }
.eyebrow {
  color: #9a6a12;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .15em;
  text-transform: uppercase;
}
h1 {
  margin: 10px 0 14px;
  font: 700 clamp(34px, 5vw, 52px)/1.08 Georgia, "Times New Roman", serif;
  letter-spacing: -.035em;
}
h2 { margin: 28px 0 8px; font-size: 21px; line-height: 1.3; }
p, ul, ol { max-width: 76ch; }
li + li { margin-top: 7px; }
.lede { color: #4f5d68; font-size: 18px; }
.notice {
  margin: 24px 0;
  padding: 16px 18px;
  border-left: 3px solid var(--gold);
  border-radius: 0 9px 9px 0;
  background: #fff8e7;
}
.footer { border-top: 1px solid var(--line); color: var(--muted); font-size: 13px; }
.footer-inner { width: min(1080px, 100%); margin: auto; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 8px 18px; margin-top: 12px; }
.footer-nav a { color: #76500e; font-weight: 650; }
.copyright { margin: 12px 0 0; font-size: 12px; }
.contact-list { display: grid; gap: 10px; margin: 20px 0; }
.contact-list a { font-weight: 700; }
.contact-address { margin-top: 4px; color: var(--ink); font-style: normal; }
.effective-date { color: var(--muted); font-size: 13px; }
@media (max-width: 620px) {
  .topbar { align-items: flex-start; flex-direction: column; }
  .policy-page { padding-top: 25px; }
}